Xiaoyinsi logo小隐寺

Terms of Use

Read our terms and conditions.

Welcome to Xiaoyinsi (referred to as "this website"). These Terms of Service (the "Terms") govern your access and use of our website and services. By accessing or using our courses, tools, or services, you agree to comply with these Terms. Please read them carefully.

Services Provided

Xiaoyinsi offers the following services:

  • Online Courses: Covering financial investments, options strategies, technical analysis, etc.;
  • Tool Products: Including financial analysis tools, calculators, and data interfaces.

We reserve the right to modify, suspend, or terminate any part of our services at any time.

User Registration and Account Security

  • You must register an account to access certain services and provide accurate, complete information;
  • You are responsible for maintaining the confidentiality of your account credentials;
  • If you notice any unauthorized access or security breaches, notify us immediately.

We may suspend or terminate your account if any violation is detected.

Fees and Payments

  • Some services or products on this website require payment, with fees clearly indicated on the purchase page;
  • You agree to pay the applicable fees and ensure the accuracy of your payment details;
  • Unless otherwise required by law, all purchases are non-refundable.

Intellectual Property

  • All content on this website, including but not limited to course videos, text, images, and tool code, is protected by copyright;
  • You may not copy, distribute, sell, or use any content for commercial purposes without authorization;
  • Xiaoyinsi retains all intellectual property rights.

User Conduct

By using our services, you agree not to:

  • Engage in any illegal activities;
  • Disrupt the normal operation of the website;
  • Steal or alter other users’ data;
  • Post unsolicited advertisements or spam.

Violations may result in service termination and legal action.

Disclaimer

  • The financial courses and tools provided are for educational and reference purposes only, and do not constitute investment advice;
  • We are not responsible for any direct or indirect losses resulting from the use of our services;
  • You should assess investment risks independently and make your own decisions.

Governing Law and Dispute Resolution

These Terms are governed by the laws of [BVI]. Any disputes shall first be resolved amicably; if unsuccessful, they shall be submitted to [Hong Kong International Arbitration Centre] for a final ruling.

Contact Us

If you have any questions or feedback, please contact us at: